You want to know the four best ways to bump up your credit score that don't include paying off all your debt? Well, you got to watch this video. Simply start paying your bills online. Any late payment negatively affects your credit score. So simply start consistently paying your bills on time and you should start seeing that credit score by BUM BUM! Tip number two, do not take out any new credit. You might not know this, but you get evaluated on the type of debt you carry. So play it safe. It just don't take up any new credit. Tip number three. And just as important as it is to not take out any new credit is to not close out any new credits. Even if you don't hold the balance on any of these cards. Just leave them open. Finally, tip number four, Most people think that they have to pay off all their debt in order to have a higher credit score. And although having little to no debt is a positive, you simply have to pay your debt down to be below 50% of the credit limit. So if you have a credit card with a $10,000 limit, you simply need to pay that down to be under 5000. So if you start following these tips, you could start seeing an increase in your credit score in as little as three months. I hope you found this helpful. Consider liking and follow for more real estate tips.